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Short Term Loans

Quick & Easy Short-term loan for Everyone!

How much would you like to borrow?

How long would you like to repay?


Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).

What is a Short-term loan?

What is a Short-term loan?

Short-term Loans are a smaller amount, paid back over 1-36 months. This is typically a higher interest loan which is specifically designed to help in case of emergencies.

How to Find a Short-term loan in the UK That Treats Me Honestly

How to Find a Short-Term Loan in the UK?

It's quite easy to get direct lender loans, but finding the suitable one that treats you fairly is no picnic.

If you want to borrow money, you had better google some background information before making the final decision. To avoid being hoaxed and get the best deal relatively effortlessly, the most effective way is to consult a broker specialising in the business like us.

As an online short-term loan broker, EasyPaydayLoan is fully regulated and authorised by FCA in the loan industry. We have committed ourselves to offering users an easy and transparent service, helping them survive every financial suffering at the least cost.

Aiming at bridging the borrowers and lenders, we do not charge you for our broker services. The satisfaction of our customers is the best prize of our professional services, boosting us to work harder for easier and quicker cash loans in the future.

How Do I Apply for a Loan?

We have always devoted ourselves to making the procedure transparent and as easy as possible.

  • Easy Application

    Easy Application

    EasyPaydayLoan comes with an easy & secure application form and a panel of reputable lenders. It's a breeze to fill out our form and search our lenders to get the best deal.

  • Quick Approval

    Quick Approval

    Once your submission is sent to our lenders, theyA'll do a careful review and make a quick decision. Some of them even assess your application automatically to speed up the process.

  • Instant Money

    Instant Money

    Once you've been approved, you will receive the money in your account usually within a day.

Why is EasyPaydayLoan Your Top Choice?

  • Straightforward Application Process
    Straightforward Application Process
  • Straightforward Application Process
    Cash Transfer Less Than 24 Hours
  • Suitable for All Credit Types
    Suitable for All Credit Types
  • Newbie Frienliy Interface
    Newbie Frienliy Interface
  • Industry Leading Lenders
    Industry Leading Lenders
  • ser Info 100% Secure
    User Info 100% Secure

What Can a Short-term loan Be Used for?

While serving as an emergency relief, the majority of short term short-term loans are used to cover a variety of daily living expenses.

  • Car Payment

    Car Payment

    If your car suddenly breaks down and its repair seems too expensive for you to afford, a short-term loan can give you a helping hand immediately.

  • Grocery Bill

    Grocery Bill

    If you're suffering a tight budget and unable to cover your next grocery bill, a short-term loan will help you out. It keeps you and your family away from hunger until your next payday.

  • Mortgage


    When you have an unexpected bill or an emergency, a short-term loan can be your lifesaver for the day if you not yet receive your paycheck.

What Types of Loan Can EasyPaydayLoan Offer Me?

  • Short Term Loan

    Short Term Loan

    Short term loans simply refer to loans with short tenure, which usually lasts less than a year. Short term loans are created for applicants who are incapable of getting loans for a longer term due to various reasons.

  • Same Day Loan

    Same Day Loan

    Specially designed for users who are in need of urgent cash on the same day of application, lenders of same day loan often use computerised and automated methods to quicken the application process, hence the name.

  • Bad Credit Loan

    Bad Credit Loan

    As the name suggests, a bad credit loan is a kind of loan provided for customers whose borrowing history is bad. Bad credit loan lenders always charge higher fees to mitigate the risk of lending money to customers with poor credit scores.

  • Quick Loan

    Quick Loan

    Typically created for multiple monetary needs, quick loans generally come in multiple forms, including salary advance, line of credit, etc. With easy registration and verification, the whole process is as quick as lightning speed.

Frequently Asked Questions

  • How Can I Apply for a Short-term loan in the UK?

    Applying for a Short-term loan in the UK is just like a walk in the park provided you meet the following requirements.

    • UK resident over 18 years old.
    • Either in part or full time employment, and has regular income.
    • A British bank account or a debit card.
  • Do I Need a Credit Check Performed for EasyPaydayLoan?

    Yes, you are not able to avoid the credit check process when getting loans online. A soft search is carried out initially by our panel of lenders. Once the application is accepted, a hard check will be performed.

  • How Does EasyPaydayLoan Access My Application?

    We're a short-term loan broker, which means your application through our website will be automatically sent to all the lenders we're partnered with. Different lenders use different criteria when accessing your application, such as credit history, financial situation etc.

  • Can I Apply for a Short-term loan with Bad Credit?

    Of course you CAN! Short-term loans are typically created for all types of credit quality. Different from common loan services, short-term loans don't rely solely on your borrowing history whether it's good or bad. As long as your application meets the criteria of the chosen lender, you're likely to get an approval in a fast manner.

  • Will EasyPaydayLoan Affect My Credit Score?

    In most cases, short-term loans do not hurt your credit score as long as you repay in full and on time. However, your short-term loan record may leave a permanent mark on your credit history and be collected by some special reporting agencies if needed.

  • How to Get Approved for Short-term loan with Bad Credit in the UK?

    First and foremost, short-term loans are suitable for all credit types, but the acceptance rates may vary due to different credit quality. Just fill out the application form honestly, and our system will help you match with the lenders and reach an agreement once you meet their credit criteria.

  • What's the Maximum Money I Can Borrow?

    The maximum money you can borrow from us depends on your personal circumstances and the lender of your choice. All the lenders in our panel are upheld with years of experience and will not loan you funds which are out of your reach to pay back.

  • How Quickly Can I Get My Funds?

    Upon the acceptance of submission, we'll get you paid out as fast as we could. But the exact time will differ slightly from lender to lender and also depend on the payment policy of your debit card.

Apply Now for a Quick & Easy Short-term loan

Apply Now for a Quick & Easy Short-term loan!

EasyPaydayLoan is always ready to tide you over all financial sufferings until your next payday. Get started today for easy & quick cash!